Baltimore vs Palmdale: Cost of Living Comparison
How does the cost of living in Baltimore, Maryland compare to Palmdale, California? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.
Summary: Baltimore is the more affordable city overall. Housing costs are 49% lower in Baltimore compared to Palmdale, while rent is 24% lower. State income tax is 5.75% in MD vs 13.3% in CA.
| Metric | Baltimore, MD | Palmdale, CA | Diff |
|---|---|---|---|
| Housing | |||
| Median Home Value | $202,900 | $397,500 | -49.0% |
| Median Monthly Rent | $1,235 | $1,625 | -24.0% |
| Income | |||
| Median Household Income | $58,349 | $78,414 | -25.6% |
| Per Capita Income | $37,845 | $27,882 | +35.7% |
| Taxes | |||
| State Income Tax Rate | 5.8% | 13.3% | -56.8% |
| Combined Sales Tax | 6.0% | 8.7% | -30.9% |
| Demographics | |||
| Population | 584,548 | 166,895 | +250.2% |
Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).
Rent vs. Buy Calculator — Baltimore
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Rent vs. Buy Calculator — Palmdale
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Key Takeaways
- Housing: The median home in Baltimore costs $202,900 compared to $397,500 in Palmdale — a 49% discount.
- Rent: Median rent is $1,235/mo in Baltimore vs $1,625/mo in Palmdale.
- Income: Median household income is $58,349 in Baltimore and $78,414 in Palmdale.
- Taxes: State income tax is 5.75% in Maryland vs 13.3% in California.
Methodology
This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).