Clarksville vs Overland Park: Cost of Living Comparison
How does the cost of living in Clarksville, Tennessee compare to Overland Park, Kansas? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.
Summary: Clarksville is the more affordable city overall. Housing costs are 41% lower in Clarksville compared to Overland Park, while rent is 19% lower. TN has no state income tax.
| Metric | Clarksville, TN | Overland Park, KS | Diff |
|---|---|---|---|
| Housing | |||
| Median Home Value | $213,200 | $361,800 | -41.1% |
| Median Monthly Rent | $1,119 | $1,378 | -18.8% |
| Income | |||
| Median Household Income | $62,688 | $100,876 | -37.9% |
| Per Capita Income | $29,481 | $57,411 | -48.6% |
| Taxes | |||
| State Income Tax Rate | None | 5.7% | -100.0% |
| Combined Sales Tax | 9.5% | 8.7% | +9.4% |
| Demographics | |||
| Population | 167,882 | 196,676 | -14.6% |
Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).
Rent vs. Buy Calculator — Clarksville
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Rent vs. Buy Calculator — Overland Park
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Key Takeaways
- Housing: The median home in Clarksville costs $213,200 compared to $361,800 in Overland Park — a 41% discount.
- Rent: Median rent is $1,119/mo in Clarksville vs $1,378/mo in Overland Park.
- Income: Median household income is $62,688 in Clarksville and $100,876 in Overland Park.
- Taxes: Tennessee has no state income tax, while Kansas has a 5.7% rate.
Methodology
This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).