Fayetteville vs Portland: Cost of Living Comparison

How does the cost of living in Fayetteville, North Carolina compare to Portland, Oregon? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Fayetteville is the more affordable city overall. Housing costs are 70% lower in Fayetteville compared to Portland, while rent is 27% lower. State income tax is 4.5% in NC vs 9.9% in OR.

MetricFayetteville, NCPortland, ORDiff
Housing
Median Home Value$158,500$523,100-69.7%
Median Monthly Rent$1,117$1,530-27.0%
Income
Median Household Income$53,424$85,876-37.8%
Per Capita Income$30,039$52,577-42.9%
Taxes
State Income Tax Rate4.5%9.9%-54.5%
Combined Sales Tax7.0%0.0%same
Demographics
Population208,697646,101-67.7%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Fayetteville

Monthly Mortgage (P&I)
$791
Property Tax
$145/mo
Insurance
$46/mo
Total Monthly Cost to Own
$983
Buying saves $134/mo
Based on $1,117/mo rent vs $983/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Portland

Monthly Mortgage (P&I)
$2,612
Property Tax
$480/mo
Insurance
$153/mo
Total Monthly Cost to Own
$3,244
Renting saves $1,714/mo
Based on $1,530/mo rent vs $3,244/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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