Fort Collins vs Enterprise: Cost of Living Comparison
How does the cost of living in Fort Collins, Colorado compare to Enterprise, Nevada? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.
Summary: Enterprise is the more affordable city overall. Housing costs are 20% higher in Fort Collins compared to Enterprise, while rent is 7% lower. NV has no state income tax.
| Metric | Fort Collins, CO | Enterprise, NV | Diff |
|---|---|---|---|
| Housing | |||
| Median Home Value | $497,400 | $413,800 | +20.2% |
| Median Monthly Rent | $1,576 | $1,700 | -7.3% |
| Income | |||
| Median Household Income | $78,977 | $91,165 | -13.4% |
| Per Capita Income | $43,495 | $41,717 | +4.3% |
| Taxes | |||
| State Income Tax Rate | 4.4% | None | same |
| Combined Sales Tax | 7.8% | 8.2% | -5.5% |
| Demographics | |||
| Population | 168,758 | 225,461 | -25.1% |
Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).
Rent vs. Buy Calculator — Fort Collins
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Rent vs. Buy Calculator — Enterprise
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Key Takeaways
- Housing: The median home in Fort Collins costs $497,400 compared to $413,800 in Enterprise — a 20% premium.
- Rent: Median rent is $1,576/mo in Fort Collins vs $1,700/mo in Enterprise.
- Income: Median household income is $78,977 in Fort Collins and $91,165 in Enterprise.
- Taxes: Nevada has no state income tax, while Colorado has a 4.4% rate.
Methodology
This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).