Fort Lauderdale vs Port St. Lucie: Cost of Living Comparison

How does the cost of living in Fort Lauderdale, Florida compare to Port St. Lucie, Florida? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Port St. Lucie is the more affordable city overall. Housing costs are 43% higher in Fort Lauderdale compared to Port St. Lucie, while rent is 3% lower.

MetricFort Lauderdale, FLPort St. Lucie, FLDiff
Housing
Median Home Value$417,600$292,900+42.6%
Median Monthly Rent$1,627$1,684-3.4%
Income
Median Household Income$75,376$75,040same
Per Capita Income$55,060$35,301+56.0%
Taxes
State Income Tax RateNoneNonesame
Combined Sales Tax7.0%7.0%same
Demographics
Population182,673210,520-13.2%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Fort Lauderdale

Monthly Mortgage (P&I)
$2,085
Property Tax
$383/mo
Insurance
$122/mo
Total Monthly Cost to Own
$2,590
Renting saves $963/mo
Based on $1,627/mo rent vs $2,590/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Port St. Lucie

Monthly Mortgage (P&I)
$1,463
Property Tax
$268/mo
Insurance
$85/mo
Total Monthly Cost to Own
$1,817
Renting saves $133/mo
Based on $1,684/mo rent vs $1,817/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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