Fullerton vs Fremont: Cost of Living Comparison

How does the cost of living in Fullerton, California compare to Fremont, California? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Fullerton is the more affordable city overall. Housing costs are 36% lower in Fullerton compared to Fremont, while rent is 30% lower.

MetricFullerton, CAFremont, CADiff
Housing
Median Home Value$791,000$1,231,500-35.8%
Median Monthly Rent$1,989$2,824-29.6%
Income
Median Household Income$99,279$169,023-41.3%
Per Capita Income$46,182$68,357-32.4%
Taxes
State Income Tax Rate13.3%13.3%same
Combined Sales Tax8.7%8.7%same
Demographics
Population142,280228,795-37.8%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Fullerton

Monthly Mortgage (P&I)
$3,950
Property Tax
$725/mo
Insurance
$231/mo
Total Monthly Cost to Own
$4,906
Renting saves $2,917/mo
Based on $1,989/mo rent vs $4,906/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Fremont

Monthly Mortgage (P&I)
$6,150
Property Tax
$1,129/mo
Insurance
$359/mo
Total Monthly Cost to Own
$7,638
Renting saves $4,814/mo
Based on $2,824/mo rent vs $7,638/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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