Gainesville vs Denton: Cost of Living Comparison
How does the cost of living in Gainesville, Florida compare to Denton, Texas? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.
Summary: Gainesville is the more affordable city overall. Housing costs are 27% lower in Gainesville compared to Denton, while rent is 9% lower.
| Metric | Gainesville, FL | Denton, TX | Diff |
|---|---|---|---|
| Housing | |||
| Median Home Value | $216,600 | $296,100 | -26.8% |
| Median Monthly Rent | $1,151 | $1,264 | -8.9% |
| Income | |||
| Median Household Income | $43,783 | $71,921 | -39.1% |
| Per Capita Income | $27,414 | $35,628 | -23.1% |
| Taxes | |||
| State Income Tax Rate | None | None | same |
| Combined Sales Tax | 7.0% | 8.2% | -14.5% |
| Demographics | |||
| Population | 142,414 | 142,262 | same |
Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).
Rent vs. Buy Calculator — Gainesville
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Rent vs. Buy Calculator — Denton
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Key Takeaways
- Housing: The median home in Gainesville costs $216,600 compared to $296,100 in Denton — a 27% discount.
- Rent: Median rent is $1,151/mo in Gainesville vs $1,264/mo in Denton.
- Income: Median household income is $43,783 in Gainesville and $71,921 in Denton.
Methodology
This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).