Grand Prairie vs Garden Grove: Cost of Living Comparison

How does the cost of living in Grand Prairie, Texas compare to Garden Grove, California? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Grand Prairie is the more affordable city overall. Housing costs are 65% lower in Grand Prairie compared to Garden Grove, while rent is 27% lower. TX has no state income tax.

MetricGrand Prairie, TXGarden Grove, CADiff
Housing
Median Home Value$242,900$702,600-65.4%
Median Monthly Rent$1,381$1,887-26.8%
Income
Median Household Income$76,626$86,139-11.0%
Per Capita Income$32,444$31,132+4.2%
Taxes
State Income Tax RateNone13.3%-100.0%
Combined Sales Tax8.2%8.7%-5.5%
Demographics
Population197,279171,637+14.9%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Grand Prairie

Monthly Mortgage (P&I)
$1,213
Property Tax
$223/mo
Insurance
$71/mo
Total Monthly Cost to Own
$1,506
Renting saves $125/mo
Based on $1,381/mo rent vs $1,506/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Garden Grove

Monthly Mortgage (P&I)
$3,508
Property Tax
$644/mo
Insurance
$205/mo
Total Monthly Cost to Own
$4,357
Renting saves $2,470/mo
Based on $1,887/mo rent vs $4,357/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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