Mobile vs Grand Prairie: Cost of Living Comparison

How does the cost of living in Mobile, Alabama compare to Grand Prairie, Texas? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Mobile is the more affordable city overall. Housing costs are 35% lower in Mobile compared to Grand Prairie, while rent is 29% lower. TX has no state income tax.

MetricMobile, ALGrand Prairie, TXDiff
Housing
Median Home Value$158,400$242,900-34.8%
Median Monthly Rent$985$1,381-28.7%
Income
Median Household Income$48,524$76,626-36.7%
Per Capita Income$31,328$32,444-3.4%
Taxes
State Income Tax Rate5.0%Nonesame
Combined Sales Tax9.2%8.2%+12.4%
Demographics
Population186,316197,279-5.6%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Mobile

Monthly Mortgage (P&I)
$791
Property Tax
$145/mo
Insurance
$46/mo
Total Monthly Cost to Own
$982
Buying saves $3/mo
Based on $985/mo rent vs $982/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Grand Prairie

Monthly Mortgage (P&I)
$1,213
Property Tax
$223/mo
Insurance
$71/mo
Total Monthly Cost to Own
$1,506
Renting saves $125/mo
Based on $1,381/mo rent vs $1,506/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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