Moreno Valley vs Denton: Cost of Living Comparison

How does the cost of living in Moreno Valley, California compare to Denton, Texas? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Denton is the more affordable city overall. Housing costs are 42% higher in Moreno Valley compared to Denton, while rent is 47% higher. TX has no state income tax.

MetricMoreno Valley, CADenton, TXDiff
Housing
Median Home Value$421,400$296,100+42.3%
Median Monthly Rent$1,858$1,264+47.0%
Income
Median Household Income$82,637$71,921+14.9%
Per Capita Income$26,861$35,628-24.6%
Taxes
State Income Tax Rate13.3%Nonesame
Combined Sales Tax8.7%8.2%+5.9%
Demographics
Population209,578142,262+47.3%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Moreno Valley

Monthly Mortgage (P&I)
$2,104
Property Tax
$386/mo
Insurance
$123/mo
Total Monthly Cost to Own
$2,613
Renting saves $755/mo
Based on $1,858/mo rent vs $2,613/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Denton

Monthly Mortgage (P&I)
$1,479
Property Tax
$271/mo
Insurance
$86/mo
Total Monthly Cost to Own
$1,836
Renting saves $572/mo
Based on $1,264/mo rent vs $1,836/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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