Overland Park vs Oakland: Cost of Living Comparison
How does the cost of living in Overland Park, Kansas compare to Oakland, California? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.
Summary: Overland Park is the more affordable city overall. Housing costs are 59% lower in Overland Park compared to Oakland, while rent is 25% lower. State income tax is 5.7% in KS vs 13.3% in CA.
| Metric | Overland Park, KS | Oakland, CA | Diff |
|---|---|---|---|
| Housing | |||
| Median Home Value | $361,800 | $883,800 | -59.1% |
| Median Monthly Rent | $1,378 | $1,849 | -25.5% |
| Income | |||
| Median Household Income | $100,876 | $94,389 | +6.9% |
| Per Capita Income | $57,411 | $56,628 | +1.4% |
| Taxes | |||
| State Income Tax Rate | 5.7% | 13.3% | -57.1% |
| Combined Sales Tax | 8.7% | 8.7% | +0.6% |
| Demographics | |||
| Population | 196,676 | 437,825 | -55.1% |
Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).
Rent vs. Buy Calculator — Overland Park
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Rent vs. Buy Calculator — Oakland
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Key Takeaways
- Housing: The median home in Overland Park costs $361,800 compared to $883,800 in Oakland — a 59% discount.
- Rent: Median rent is $1,378/mo in Overland Park vs $1,849/mo in Oakland.
- Income: Median household income is $100,876 in Overland Park and $94,389 in Oakland.
- Taxes: State income tax is 5.7% in Kansas vs 13.3% in California.
Methodology
This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).