Pomona vs Lexington: Cost of Living Comparison

How does the cost of living in Pomona, California compare to Lexington, Kentucky? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Lexington is the more affordable city overall. Housing costs are 112% higher in Pomona compared to Lexington, while rent is 53% higher. State income tax is 13.3% in CA vs 4% in KY.

MetricPomona, CALexington, KYDiff
Housing
Median Home Value$524,700$247,900+111.7%
Median Monthly Rent$1,631$1,065+53.1%
Income
Median Household Income$73,515$66,087+11.2%
Per Capita Income$26,064$40,953-36.4%
Taxes
State Income Tax Rate13.3%4.0%+232.5%
Combined Sales Tax8.7%6.0%+44.7%
Demographics
Population149,831321,276-53.4%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Pomona

Monthly Mortgage (P&I)
$2,620
Property Tax
$481/mo
Insurance
$153/mo
Total Monthly Cost to Own
$3,254
Renting saves $1,623/mo
Based on $1,631/mo rent vs $3,254/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Lexington

Monthly Mortgage (P&I)
$1,238
Property Tax
$227/mo
Insurance
$72/mo
Total Monthly Cost to Own
$1,537
Renting saves $472/mo
Based on $1,065/mo rent vs $1,537/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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