Port St. Lucie vs Amarillo: Cost of Living Comparison

How does the cost of living in Port St. Lucie, Florida compare to Amarillo, Texas? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Amarillo is the more affordable city overall. Housing costs are 70% higher in Port St. Lucie compared to Amarillo, while rent is 69% higher.

MetricPort St. Lucie, FLAmarillo, TXDiff
Housing
Median Home Value$292,900$172,700+69.6%
Median Monthly Rent$1,684$997+68.9%
Income
Median Household Income$75,040$60,628+23.8%
Per Capita Income$35,301$33,559+5.2%
Taxes
State Income Tax RateNoneNonesame
Combined Sales Tax7.0%8.2%-14.5%
Demographics
Population210,520200,360+5.1%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Port St. Lucie

Monthly Mortgage (P&I)
$1,463
Property Tax
$268/mo
Insurance
$85/mo
Total Monthly Cost to Own
$1,817
Renting saves $133/mo
Based on $1,684/mo rent vs $1,817/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Amarillo

Monthly Mortgage (P&I)
$862
Property Tax
$158/mo
Insurance
$50/mo
Total Monthly Cost to Own
$1,071
Renting saves $74/mo
Based on $997/mo rent vs $1,071/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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