Roseville vs Aurora: Cost of Living Comparison
How does the cost of living in Roseville, California compare to Aurora, Illinois? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.
Summary: Aurora is the more affordable city overall. Housing costs are 147% higher in Roseville compared to Aurora, while rent is 33% higher. State income tax is 13.3% in CA vs 4.95% in IL.
| Metric | Roseville, CA | Aurora, IL | Diff |
|---|---|---|---|
| Housing | |||
| Median Home Value | $596,700 | $241,600 | +147.0% |
| Median Monthly Rent | $1,940 | $1,462 | +32.7% |
| Income | |||
| Median Household Income | $112,265 | $85,943 | +30.6% |
| Per Capita Income | $51,684 | $38,064 | +35.8% |
| Taxes | |||
| State Income Tax Rate | 13.3% | 5.0% | +168.7% |
| Combined Sales Tax | 8.7% | 8.8% | -1.7% |
| Demographics | |||
| Population | 148,879 | 181,405 | -17.9% |
Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).
Rent vs. Buy Calculator — Roseville
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Rent vs. Buy Calculator — Aurora
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Key Takeaways
- Housing: The median home in Roseville costs $596,700 compared to $241,600 in Aurora — a 147% premium.
- Rent: Median rent is $1,940/mo in Roseville vs $1,462/mo in Aurora.
- Income: Median household income is $112,265 in Roseville and $85,943 in Aurora.
- Taxes: State income tax is 13.3% in California vs 4.95% in Illinois.
Methodology
This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).