Santa Ana vs Little Rock: Cost of Living Comparison

How does the cost of living in Santa Ana, California compare to Little Rock, Arkansas? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Little Rock is the more affordable city overall. Housing costs are 203% higher in Santa Ana compared to Little Rock, while rent is 87% higher. State income tax is 13.3% in CA vs 4.4% in AR.

MetricSanta Ana, CALittle Rock, ARDiff
Housing
Median Home Value$624,000$205,800+203.2%
Median Monthly Rent$1,885$1,006+87.4%
Income
Median Household Income$84,210$58,697+43.5%
Per Capita Income$27,328$42,616-35.9%
Taxes
State Income Tax Rate13.3%4.4%+202.3%
Combined Sales Tax8.7%9.4%-8.1%
Demographics
Population311,379202,218+54.0%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Santa Ana

Monthly Mortgage (P&I)
$3,116
Property Tax
$572/mo
Insurance
$182/mo
Total Monthly Cost to Own
$3,870
Renting saves $1,985/mo
Based on $1,885/mo rent vs $3,870/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Little Rock

Monthly Mortgage (P&I)
$1,028
Property Tax
$189/mo
Insurance
$60/mo
Total Monthly Cost to Own
$1,276
Renting saves $270/mo
Based on $1,006/mo rent vs $1,276/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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