Santa Ana vs Pembroke Pines: Cost of Living Comparison

How does the cost of living in Santa Ana, California compare to Pembroke Pines, Florida? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Pembroke Pines is the more affordable city overall. Housing costs are 64% higher in Santa Ana compared to Pembroke Pines, while rent is 5% higher. FL has no state income tax.

MetricSanta Ana, CAPembroke Pines, FLDiff
Housing
Median Home Value$624,000$379,900+64.3%
Median Monthly Rent$1,885$1,787+5.5%
Income
Median Household Income$84,210$77,657+8.4%
Per Capita Income$27,328$37,673-27.5%
Taxes
State Income Tax Rate13.3%Nonesame
Combined Sales Tax8.7%7.0%+23.8%
Demographics
Population311,379170,472+82.7%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Santa Ana

Monthly Mortgage (P&I)
$3,116
Property Tax
$572/mo
Insurance
$182/mo
Total Monthly Cost to Own
$3,870
Renting saves $1,985/mo
Based on $1,885/mo rent vs $3,870/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Pembroke Pines

Monthly Mortgage (P&I)
$1,897
Property Tax
$348/mo
Insurance
$111/mo
Total Monthly Cost to Own
$2,356
Renting saves $569/mo
Based on $1,787/mo rent vs $2,356/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

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