Scottsdale vs Santa Clarita: Cost of Living Comparison

How does the cost of living in Scottsdale, Arizona compare to Santa Clarita, California? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Scottsdale is the more affordable city overall. Housing costs are 3% lower in Scottsdale compared to Santa Clarita, while rent is 24% lower. State income tax is 2.5% in AZ vs 13.3% in CA.

MetricScottsdale, AZSanta Clarita, CADiff
Housing
Median Home Value$651,800$669,200-2.6%
Median Monthly Rent$1,768$2,315-23.6%
Income
Median Household Income$104,197$116,186-10.3%
Per Capita Income$77,594$47,057+64.9%
Taxes
State Income Tax Rate2.5%13.3%-81.2%
Combined Sales Tax8.4%8.7%-3.6%
Demographics
Population240,537225,850+6.5%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Scottsdale

Monthly Mortgage (P&I)
$3,255
Property Tax
$597/mo
Insurance
$190/mo
Total Monthly Cost to Own
$4,042
Renting saves $2,274/mo
Based on $1,768/mo rent vs $4,042/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Santa Clarita

Monthly Mortgage (P&I)
$3,342
Property Tax
$613/mo
Insurance
$195/mo
Total Monthly Cost to Own
$4,150
Renting saves $1,835/mo
Based on $2,315/mo rent vs $4,150/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

More Comparisons