Stockton vs Syracuse: Cost of Living Comparison

How does the cost of living in Stockton, California compare to Syracuse, New York? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.

Summary: Syracuse is the more affordable city overall. Housing costs are 224% higher in Stockton compared to Syracuse, while rent is 52% higher. State income tax is 13.3% in CA vs 10.9% in NY.

MetricStockton, CASyracuse, NYDiff
Housing
Median Home Value$382,000$117,900+224.0%
Median Monthly Rent$1,417$932+52.0%
Income
Median Household Income$71,612$43,584+64.3%
Per Capita Income$29,095$26,472+9.9%
Taxes
State Income Tax Rate13.3%10.9%+22.0%
Combined Sales Tax8.7%8.5%+1.9%
Demographics
Population320,030146,134+119.0%

Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).

Rent vs. Buy Calculator — Stockton

Monthly Mortgage (P&I)
$1,908
Property Tax
$350/mo
Insurance
$111/mo
Total Monthly Cost to Own
$2,369
Renting saves $952/mo
Based on $1,417/mo rent vs $2,369/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Rent vs. Buy Calculator — Syracuse

Monthly Mortgage (P&I)
$589
Property Tax
$108/mo
Insurance
$34/mo
Total Monthly Cost to Own
$731
Buying saves $201/mo
Based on $932/mo rent vs $731/mo ownership cost. Does not include equity buildup, maintenance, or tax deductions.

Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.

Key Takeaways

Methodology

This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).

More Comparisons