Syracuse vs Elk Grove: Cost of Living Comparison
How does the cost of living in Syracuse, New York compare to Elk Grove, California? Below is a side-by-side breakdown of housing costs, income, wages, and taxes using official government data.
Summary: Syracuse is the more affordable city overall. Housing costs are 79% lower in Syracuse compared to Elk Grove, while rent is 55% lower. State income tax is 10.9% in NY vs 13.3% in CA.
| Metric | Syracuse, NY | Elk Grove, CA | Diff |
|---|---|---|---|
| Housing | |||
| Median Home Value | $117,900 | $560,500 | -79.0% |
| Median Monthly Rent | $932 | $2,076 | -55.1% |
| Income | |||
| Median Household Income | $43,584 | $115,864 | -62.4% |
| Per Capita Income | $26,472 | $42,764 | -38.1% |
| Taxes | |||
| State Income Tax Rate | 10.9% | 13.3% | -18.0% |
| Combined Sales Tax | 8.5% | 8.7% | -1.8% |
| Demographics | |||
| Population | 146,134 | 176,105 | -17.0% |
Source: U.S. Census Bureau ACS 5-Year Estimates (2022), Freddie Mac Primary Mortgage Market Survey. State/local tax rates from Tax Foundation (2024).
Rent vs. Buy Calculator — Syracuse
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Rent vs. Buy Calculator — Elk Grove
Default home price from Census ACS median. Mortgage rate: 6.38% (Freddie Mac PMMS, March 2026). Property tax est. 1.1%, insurance est. 0.35% of home value annually.
Key Takeaways
- Housing: The median home in Syracuse costs $117,900 compared to $560,500 in Elk Grove — a 79% discount.
- Rent: Median rent is $932/mo in Syracuse vs $2,076/mo in Elk Grove.
- Income: Median household income is $43,584 in Syracuse and $115,864 in Elk Grove.
- Taxes: State income tax is 10.9% in New York vs 13.3% in California.
Methodology
This comparison uses data from the U.S. Census Bureau American Community Survey 5-Year Estimates (2022) for median household income, median home value, median gross rent, per capita income, and population. State and local tax rates are sourced from the Tax Foundation. Mortgage rates are from the Freddie Mac Primary Mortgage Market Survey (updated weekly).